Risk and Insurance

Cheap Liability Car Insurance Guide: A Short Beginner’s Guide to Car Insurance Coverage

20-08-2023 Edward D. Ellenburg

Every driver in the US must have some kind of liability coverage in order to legally drive. It’s not something you want to ever risk doing without. You’ll have to find some way to pay it, whether you like it or not. Auto insurance policies really don’t have to cost a lot of money, though….

Car Auto

How to Select Your Insurance Advisor?

15-08-2023 Edward D. Ellenburg

You must opt for a life insurance policy. If your finances allow, you must also get health insurance as well as home insurance. This way you would be able to save yourself from any sudden financial crisis. However, you need the best of persons when it comes to an insurance advisor. In this article, we…

Insurance

Eyeglasses VS Contact Lenses

13-08-2023 Edward D. Ellenburg

Eyeglasses are perfect for those who don’t like to wear contacts. Contact lenses can sometimes irritate people’s eyes because they are not used to having a small piece of plastic in their eye, and it becomes uncomfortable. The greatest solution for this is to purchase a pair of Eye Glasses that have the correct lens…

Vision

Long-Term-Care Insurance: 3 Mistakes When Buying (And What to Do Instead)

11-08-2023 Edward D. Ellenburg

As we grow older, the probability that we will need in-home or facility-based long-term-care services increases greatly. Long-term-care insurance will pay some or all of the costs of this care. Given the high costs of these services, why don’t more people buy insurance that will pay for them? They often fail to act because they…

Long Term Care

Vision Insurance – Do You Need It?

08-08-2023 Edward D. Ellenburg

Although it is unquestionably imperative to have good vision, it may or may not be critical to have vision insurance. Many consumers overvalue this coverage and pay too much for it. To know whether you get what you paid for when you purchase vision coverage, it is imperative to know what eye coverage covers and…

Vision

Best LIC Policy For A New Born Baby Girl, LIC Children Plan

01-08-2023 Edward D. Ellenburg

Today, the cost of education right from early childhood is rising rapidly. Insurance policies can be a good way for parents to deal with this expenditure. For a newborn baby girl, LIC Children Plans can prove to be the best fit. 1. New Children’s Money Back Plan This plan helps you to fulfill a variety…

Insurance

Bespoke Coach House Buildings And Contents Insurance Is Still So Difficult To Find!

31-07-2023 Edward D. Ellenburg

If you own a coach house you will need a policy that will insure the whole property including all the garages, your own garage (freehold) and those on Leasehold to neighbours. These are usually on lease on a 999 year Peppercorn Leasehold. You must include the Legal Liability cover you need to protect your liabilities…

Personal Property

The Lexus of the Medicare Supplement Line: Plan F Versus Plan G

30-07-2023 Edward D. Ellenburg

If you were to purchase a brand new car, what would be more important to you? The brand or the actual quality of the car? Let’s say you really admire Lexus as a luxury brand (this is my personal preference). But what about the Toyota? It has the same features, quality, stability; the only difference…

Supplemental

Medicare Part D: Advice for Those Who Forgot to Enroll, Again

29-07-2023 Edward D. Ellenburg

Open Enrollment ended December 7th, this past Saturday, and unless you qualify for a Special Enrollment Period, you cannot enroll in Part D until next October. I have received calls from Medicare beneficiaries this week who are flabbergasted, no, violent. I have been yelled at, hung up on, and cussed at. Frankly, this does not…

Supplemental

What You Should Know About the New Medicare Card

28-07-2023 Edward D. Ellenburg

The card comes with a randomly assigned Medicare Beneficiary Identifier (MBI) made up of 11 letters and numbers; and no social security number like on the current card. Some differences in the new cards include: Uppercase letters and numbers The letters B, I, L, O, S and Z will not be used to avoid confusing…

Health